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KIA Finance

On the lookout for an unbeatable Kia finance deal? Worried about elevated interest rates due to an imperfect credit history? Trust UK Vehicle Finance to set you up with an unbeatable Kia car finance deal, with 0% deposit payable and competitive borrowing costs! Buy a Kia on finance from the UK’s leading specialists in car finance with poor credit.

We respond to most enquiries the same day and attempt to provide a decision in principle. We do what we can to get you the best vehicle finance deal.

KIA Bad Credit Car Finance

Picking up a quality new or used car with a poor credit history can be tricky. Most conventional Kia finance deals are open exclusively to borrowers with a pristine credit report. Precisely why UK Vehicle Finance favours an unconventional approach – one that welcomes poor credit applicants from all backgrounds. If you’re looking to pick up a Kia on finance and your credit score isn’t ideal, we can help.

At UK Vehicle Finance, we work with an extensive network of specialist lenders across the UK. By comparing deals from dozens of dynamic service providers, we’re able to keep interest rates and overall borrowing costs consistently low. Whatever your requirements and budget, we’ll ensure you gain access to the UK’s best Kia finance deals for new and used cars. Best of all, your credit score needn’t be an issue – all applications are fairly considered!

For a more detailed overview of the options available, use our exclusive Kia finance calculator to work out your budget. After which, we’ll get started on the process of finding your perfect Kia car finance deal from a network of approved lenders. From the latest high-performance sports saloons to Kia’s most economical small cars and hybrids, we make it easy and affordable to drive away in your dream Kia on finance.

We’ll ensure you receive an initial decision right away and we guarantee your application will in no way impact your credit report. Even if you’ve been turned down for Kia finance elsewhere, there’s a strong chance we can help. By specialising in poor credit car finance, we know exactly where to look for the UK’s best deals.

If you agree to go ahead, complete and submit your online application in seconds, or contact a member of our customer support team to discuss your requirements in more detail.

3 Simple Steps to the Car of Your Dreams!

We’ve built a flawless track record for going the mile for every customer we work with. If you’re looking for a car finance bad credit instant decision, you’ve come to the right place! You can even use our car finance calculator to find out all the costs!

With UK Vehicle Finance, you could be just three simple steps away from driving home the car of your dreams:

Get Approved


Complete the online application and we’ll get back to you with an initial decision immediately. No waiting around – your application for poor credit KIA car finance will be processed as soon as it is received.

Find A Car


KIA Sportage Finance
KIA Picanto Finance
KIA Rio Finance
KIA Ceed Finance

Sign & Collect

STEP 3 Sign & Collect

Once you’ve made your decision, we’ll transfer the funds to the dealer within one working day and the KIA is yours to collect! At the end of the loan term, you’re the proud owner of the vehicle – no strings attached!

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