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Skoda Finance

Access your perfect Skoda finance deal from a network of specialist lenders, with the help and support of UK Vehicle Finance. Discover a new standard in flexible, affordable and accessible Skoda finance deals, open to poor credit applicants across the UK, no matter if you’ve previously been refused car finance. Use our exclusive Skoda finance calculator to determine your budget and complete the online application process in seconds.

We respond to most enquiries the same day and attempt to provide a decision in principle. We do what we can to get you the best vehicle finance deal.

Skoda Bad Credit Car Finance

Thanks to UK Vehicle Finance, owning a quality new or used Skoda just became a whole lot easier. Working hard to minimise interest rates for each and every customer, we provide access to exclusive Skoda finance deals from a network of specialist lenders. By looking beyond credit scores alone, we’re able to provide accessible and affordable Skoda car finance deals for a much wider audience of borrowers.

Skoda is a brand that’s renowned for producing vehicles that represent exceptional value for money. Stylish, sophisticated and exceptionally enjoyable to drive, quality Skoda ownership can be an absolute joy. However, many motorists struggle to pull together the funds needed to purchase a quality Skoda outright. This is precisely where our premium new and used Skoda finance deals can help.

By purchasing a vehicle on a PCP or HP agreement, you have the opportunity to spread the costs over a preferred period of time. Use our online Skoda car finance calculator for a better indication of the options available, which will help you establish your budget and repayment preferences. After which, it’s simply a case of submitting your online application and letting UK Vehicle Finance take over.

We’ll compare hundreds of loan options from dozens of specialist lenders, in order to find the best Skoda finance deals to suit your requirements and your budget. Best of all, your imperfect credit history needn’t stand in the way of driving home with your dream car. Even if you’ve been declined on multiple occasions elsewhere, there’s a strong chance we can still help.

UK Vehicle Finance is proud to take an alternative approach to Skoda car finance, welcoming responsible borrowers from all backgrounds. Whether you’re ready to go ahead or simply exploring the available options, we’re standing by to take your call – contact UK Vehicle Finance today.

3 Simple Steps to the Car of Your Dreams!

We’ve built a flawless track record for going the mile for every customer we work with. If you’re looking for a car finance bad credit instant decision, you’ve come to the right place!

With UK Vehicle Finance, you could be just three simple steps away from driving home the car of your dreams:

Get Approved


Complete the online application and we’ll get back to you with an initial decision immediately. No waiting around – your application for poor credit Skoda finance will be processed as soon as it is received.

Find A Car

STEP 2 Find A Skoda

Skoda Fabia Finance
Skoda Citigo Finance
Skoda Octavia Finance
Skoda Kodiaq Finance

Sign & Collect

STEP 3 Sign & Collect

Once you’ve made your decision, we’ll transfer the funds to the dealer within one working day and the Skoda is yours to collect! At the end of the loan term, you’re the proud owner of the vehicle – no strings attached!

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