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Skoda Finance

Access your perfect Skoda finance deal from a network of specialist lenders, with the help and support of UK Vehicle Finance. Discover a new standard in flexible, affordable and accessible Skoda finance deals, open to poor credit applicants across the UK, no matter if you’ve previously been refused car finance. Use our exclusive Skoda finance calculator to determine your budget and complete the online application process in seconds.

Skoda Finance Calculator

Your credit score is
  • Own your own home No defaults with a current mortgage On the electoral role several years No CCJ's Under employment Not applied for credit often
  • Long standing tenant or own your own home On the electoral role Credible employment history No CCJ's Missed a couple of payments on credit
  • Recently changed address Recently on electoral role Missed a couple of payments on credit Regular applications for credit Have old CCJ
  • Not traced on electoral role Changed address regularly Exceeded credit limitations Passed history has CCJ Missed payments on agreements
  • Not traced on electoral role Recent CCJ Over limit on credit cards Active debt management plan Been declined for credit recently
You want to borrow
Repay the loan over
Payment monthly 7500

Typical rate % APR*

Total cost of Credit: £
Total Payable: £
*for illustration purposes only
Apply Now No impact on your credit score

Skoda Bad Credit Car Finance

Thanks to UK Vehicle Finance, owning a quality new or used Skoda just became a whole lot easier. Working hard to minimise interest rates for each and every customer, we provide access to exclusive Skoda finance deals from a network of specialist lenders. By looking beyond credit scores alone, we’re able to provide accessible and affordable Skoda car finance deals for a much wider audience of borrowers.

Skoda is a brand that’s renowned for producing vehicles that represent exceptional value for money. Stylish, sophisticated and exceptionally enjoyable to drive, quality Skoda ownership can be an absolute joy. However, many motorists struggle to pull together the funds needed to purchase a quality Skoda outright. This is precisely where our premium new and used Skoda finance deals can help.

By purchasing a vehicle on a PCP or HP agreement, you have the opportunity to spread the costs over a preferred period of time. Use our online Skoda car finance calculator for a better indication of the options available, which will help you establish your budget and repayment preferences. After which, it’s simply a case of submitting your online application and letting UK Vehicle Finance take over.

We’ll compare hundreds of loan options from dozens of specialist lenders, in order to find the best Skoda finance deals to suit your requirements and your budget. Best of all, your imperfect credit history needn’t stand in the way of driving home with your dream car. Even if you’ve been declined on multiple occasions elsewhere, there’s a strong chance we can still help.

UK Vehicle Finance is proud to take an alternative approach to Skoda car finance, welcoming responsible borrowers from all backgrounds. Whether you’re ready to go ahead or simply exploring the available options, we’re standing by to take your call – contact UK Vehicle Finance today.

3 Simple Steps to the Car of Your Dreams!

We’ve built a flawless track record for going the mile for every customer we work with. If you’re looking for a car finance bad credit instant decision, you’ve come to the right place!

With UK Vehicle Finance, you could be just three simple steps away from driving home the car of your dreams:

Get Approved

STEP 1 Skoda APPROVED

Complete the online application and we’ll get back to you with an initial decision immediately. No waiting around – your application for poor credit Skoda finance will be processed as soon as it is received.

Find A Car

STEP 2 Find A Skoda

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Sign & Collect

STEP 3 Sign & Collect

Once you’ve made your decision, we’ll transfer the funds to the dealer within one working day and the Skoda is yours to collect! At the end of the loan term, you’re the proud owner of the vehicle – no strings attached!

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