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MINI Finance

Interested in buying a Mini but worried about your credit score? Considering Mini finance deals but unsure whether you’re eligible? With UK Vehicle Finance, even the most chequered credit report needn’t be an obstacle. Use our exclusive Mini car finance calculator to explore the available options, after which we’ll get to work finding your ideal Mini finance solution from a panel of specialist lenders.

We respond to most enquiries the same day and attempt to provide a decision in principle. We do what we can to get you the best vehicle finance deal.

MINI Bad Credit Car Finance

Owning a new or approved second-hand Mini can be an absolute joy. Nevertheless, the most outstanding Minis on the market are known to pack a premium price. There’s always the option to finance a mini, but what if your credit score simply isn’t up to scratch?

The answer – simply contact UK Vehicle Finance to discuss your perfect Mini Cooper finance deal! UK Vehicle Finance was established to help responsible motorists with imperfect credit scores access unbeatable deals on their dream cars. Whether you’re on the lookout for the latest new Mini or a quality used Mini from an approved dealership, we simplify all aspects of buying a Mini on finance. From reliable family run-arounds to the most advanced Mini sports coupes, owning a magnificent Mini can be surprisingly affordable.

Our Mini car finance calculator can be useful for gaining an overview of the options available. Establish your budget and your preferred repayment period, before submitting your application. We work with an extensive panel of specialist lenders to minimise interest rates and borrowing costs, providing access to exclusive deals unavailable elsewhere. Particularly for poor credit applicants, our Mini and Mini Cooper finance deals are unbeatable.

You’ll be provided with an initial response in minutes and there’s no additional risk to your credit score. In the unlikely event that your application is unsuccessful, it will not be recorded on your credit history. Just as long as you can comfortably afford the repayments, your application is almost guaranteed to be successful.

Head over to our innovative Mini finance calculator for a broad overview of the options available. Alternatively, contact a member of the team at UK Vehicle Finance anytime to discuss your requirements in more detail. We’re standing by to take your call.

3 Simple Steps to the Car of Your Dreams!

We’ve built a flawless track record for going the mile for every customer we work with. If you’re looking for a car finance bad credit instant decision, you’ve come to the right place!

With UK Vehicle Finance, you could be just three simple steps away from driving home the car of your dreams:

Get Approved


Complete the online application and we’ll get back to you with an initial decision immediately. No waiting around – your application for poor credit Mini car finance will be processed as soon as it is received.

Find A Car

STEP 2 Find A Mini

Mini Cooper Finance
Mini Cooper S Finance
Mini Countryman Finance
Mini One Finance

Sign & Collect

STEP 3 Sign & Collect

Once you’ve made your decision, we’ll transfer the funds to the dealer within one working day and the car is yours to collect! At the end of the loan term, you’re the proud owner of the Mini- no strings attached!

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